Autore
Colaiori, Roberta

Titolo
Decreto ingiuntivo 'della banca' ed estratto di conto 'rafforzato'
Periodico
Banca impresa società
Anno: 2026 - Volume: 45 - Fascicolo: 1 - Pagina iniziale: 87 - Pagina finale: 126

This paper considers Art. 50 of the Italian Banking Act (T.U.B.), which allows bank to obtain a summary judgment by submitting a document consisting of an account statement declared corresponding to the bank’s book of account and accompanied by a declaration of the credit’s truthfulness and liquidity. After reconstructing the legislative history that led to the current formulation of the provision, the research examines the practical problem of the frequent use of the rule for the summary proceeding based on unilateral documents that do not meet the requirements set forth in the legislation. The examination of the issue continues by distinguishing between the objective truth resulting from the accounting and the truth qualified as such by the bank’s official. The basic thesis proposed is that the bank statement without the declaration of the bank manager is a mere indication and not proof of the credit claimed. The essay also addresses the issue of credit assignment and criticizes the widespread practice of granting bank injunctions even to non-bank intermediaries.



SICI: 1120-9453(2026)45:1<87:DI'BEE>2.0.ZU;2-E
Testo completo: https://www.rivisteweb.it/download/article/10.1435/119500
Testo completo alternativo: https://www.rivisteweb.it/doi/10.1435/119500

Esportazione dati in Refworks (solo per utenti abilitati)

Biblioteche ACNP che possiedono il periodico